Protect California’s Personal Finance Course Requirement
Ensure all California high schoolers can benefit from a high-quality standalone course
Protect Existing California Law
One consistent statewide standard of a semester- or year-long course
Passed unanimously by California legislature in 2024 and already being implemented statewide
Recognized by Gov. Gavin Newsom as a national model
California’s 217-page Personal Finance Curriculum Guide based on 18 months of expert review adopted unanimously
~$127,000
Estimated liftetime financial benefit per student from a rigorous standalone personal finance course
Tyton Partners
Vote No on The College Board’s Senate Bill 1147
Unequal access and inconsistent quality for students
Allows ~1,000 district-by-district interpretations of embedded instruction
Risks restarting Curriculum Guide process, costing taxpayers and delaying implementation by years
The College Board’s AP Business with Personal Finance course already rejected for California’s Curriculum Guide and in four other states
Only 39%
Students who actually receive any personal finance instruction in states with embedded policies like Senate Bill 1147
Luedtke and Urban (2024)
Protect Existing California Law
One consistent statewide standard of a semester- or year-long course
Vote No on The College Board’s Senate Bill 1147
Unequal access and inconsistent quality for students
Passed unanimously by California legislature in 2024 and already being implemented statewide
Recognized by Gov. Gavin Newsom as a national model
California’s 217-page Personal Finance Curriculum Guide based on 18 months of expert review adopted unanimously
Allows ~1,000 district-by-district interpretations of embedded instruction
Risks restarting Curriculum Guide process, costing taxpayers and delaying implementation by years
The College Board’s AP Business with Personal Finance course already rejected for California’s Curriculum Guide and in four other states
~$127,000
Estimated liftetime financial benefit per student from a rigorous standalone personal finance course
Tyton Partners
Only 39%
Students who actually receive any personal finance instruction in states with embedded policies like Senate Bill 1147
